Accept Credit Cards Online
E-commerce has become much easier in recent years, as web site operators have gained ready access to online check and credit card payment processing services. Sites that can accept credit cards online, attract much higher levels of business.
Third Party Merchant Accounts
The simplest way to get launched in e-biz and handle payment processing is to sign up for a service that will process orders for your products or services for you. For example, if you sign up with XYZ Ltd to process your transactions, your customers will go to a secure page at WYZ.com where the credit card order is processed; their credit card bills will show a charge to XYZ Ltd. Once the credit card is charged, your customer is returned to your site to complete the process (such as downloading software).
Ecommerce without a merchant account of your own
eBay ProStores offers total ecommerce solutions starting at $29.95 per month, with hosting, online web site builder software, shopping cart software and integrated payment processing. You can display unlimited numbers of catalog items. Integrate your site with shipping information from FedEx®, UPS®, USPS® & Canada Post. Share data on products and customers with QuickBooks.® Get everything you need to start you own Web store. ProStores - an eBay Company Sign up for one month free trial!
PayPal is one of the pioneers of internet credit card processing without a merchant account. There are no set up fees, and the basic transaction costs are very low: $.30 plus 2.2 to 2.9%. It's a very easy way to facilitate payment and it has a wide international program. You can set up individual buttons to sell specific items from your web site or use their shopping cart features. International merchants are welcome and multiple currencies supported. Setup takes a few days as they verify your banking and credit card information. PayPal also allows for a "trial period" that delays the actual processing of the credit card - useful if you want to let your customers try your out services for a 30-day free trial, for example. Get started for free - no setup fees!
